Life in Newton : Home Affordable Modifications Means Fewer Foreclosures in 2010

Home Affordable Modifications Means Fewer Foreclosures in 2010

Home Affordable Modifications Means Fewer Foreclosures in 2010

Treasury Department has released new guidelines which are designed to simplify the short sale process. This effort will help home owners extricate themselves before going into a foreclosure situation. A short sale is when the property is sold for less than the mortgage amount owed by the current homeowner. This is a better outcome for both for the homeowner and lender because not only does the lender have a better chance for recovery of debt, often the remaining debt is forgiven leaving the home owner's credit situation salvageable.

Read the new guidelines for the Home Affordable Foreclosure Alternatives Program (HAFA), part of the Home Affordable Modification Program (HAMP) released on November 30, 2009. Our communities will be serviced by these programs. To read more about Making Homes Affordable Program go to http://www.makinghomeaffordable.gov/index.html.

Making Homes Affordable

Published Tuesday, December 08, 2009 8:27 AM by Janet Porcaro

Filed under: Home Affordable Modifications, short sales, Home Affordable Foreclosure Alternative Program

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